Download the Peso Lakas app from the App Store, complete the registration process, and follow the simple steps to submit your loan application. Approval takes just minutes.

Once approved, the money will be transferred directly to your bank account within 24 hours. In some cases, you may receive it even faster.

You need to be at least 18 years old, have a valid Philippine ID, a bank account, and a steady source of income. Additional requirements may apply based on the loan amount.

Loan amounts are determined based on your profile and repayment history. New users are generally offered lower borrowing limits, while users with a positive repayment record may become eligible for higher amounts over time.

You can repay your loan through the Peso Lakas app using various payment methods including bank transfer, GCash, PayMaya, or over-the-counter payment centers. We'll send you reminders before your due date.

If you miss a payment, late fees will be applied. We recommend contacting our customer support team immediately if you're having difficulty making a payment, as we may be able to arrange a payment plan.